:root {
  --navy: #0D1F42;
  --navy-mid: #162B5B;
  --navy-light: #1E3A7A;
  --gold: #F5B800;
  --gold-dark: #D9A200;
  --gold-light: #FDD84E;
  --green: #2A9E52;
  --green-light: #6FCB8E;
  --blue-brand: #2B7ED4;
  --blue-soft: #5A9BE0;
  --red-brand: #D63B2E;
  --amber: #F59E0B;
  --white: #FFFFFF;
  --cream: #F7F5EF;
  --cream-dark: #EDE9E0;
  --text-dark: #0D1F42;
  --text-mid: #3B4A6B;
  --text-light: #6B7A99;
  --border: #E2DDD5;
  --shadow-sm: 0 2px 12px rgba(13,31,66,0.07);
  --shadow-md: 0 8px 40px rgba(13,31,66,0.12);
  --shadow-lg: 0 20px 80px rgba(13,31,66,0.18);
  --radius: 12px;
  --radius-lg: 20px;
}
* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  font-family: 'DM Sans', sans-serif;
  background: var(--white);
  color: var(--text-dark);
  overflow-x: hidden;
  font-size: 16px;
  line-height: 1.65;
}
h1, h2, h3, h4, h5 { font-family: 'Sora', sans-serif; line-height: 1.2; }

.legacy-pay-nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
  background: rgba(13, 31, 66, 0.97); backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(245,184,0,0.15);
  padding: 0 48px; height: 68px;
  display: flex; align-items: center; justify-content: space-between;
}
.nav-logo { display: flex; align-items: center; gap: 10px; text-decoration: none; }
.nav-logo-icon { width: 36px; height: 36px; }
.nav-logo-text { font-family: 'Sora', sans-serif; font-weight: 700; font-size: 20px; color: var(--white); letter-spacing: -0.3px; }
.nav-logo-text span { color: var(--gold); }
.nav-links { display: flex; align-items: center; gap: 24px; list-style: none; }
.nav-links a { color: rgba(255,255,255,0.75); text-decoration: none; font-size: 13px; font-weight: 500; transition: color 0.2s; white-space: nowrap; }
.nav-links a:hover { color: var(--white); }
.nav-ctas { display: flex; gap: 12px; align-items: center; }
.btn-outline-sm { padding: 9px 20px; border: 1px solid rgba(245,184,0,0.5); border-radius: 8px; color: var(--gold); font-size: 13.5px; font-weight: 600; background: transparent; text-decoration: none; transition: all 0.2s; white-space: nowrap; }
.btn-outline-sm:hover { background: rgba(245,184,0,0.1); border-color: var(--gold); }
.btn-gold-sm { padding: 9px 20px; background: var(--gold); border-radius: 8px; color: var(--navy); font-size: 13.5px; font-weight: 700; border: none; text-decoration: none; transition: all 0.2s; white-space: nowrap; }
.btn-gold-sm:hover { background: var(--gold-dark); transform: translateY(-1px); }

.breadcrumb-bar {
  background: var(--gold); padding: 10px 48px; margin-top: 68px;
  display: flex; align-items: center; justify-content: center; gap: 14px;
  font-family: 'Sora', sans-serif; font-size: 12.5px; font-weight: 600;
  color: var(--navy); letter-spacing: 0.3px;
}
.breadcrumb-bar a { color: var(--navy); text-decoration: none; opacity: 0.7; transition: opacity 0.2s; }
.breadcrumb-bar a:hover { opacity: 1; }
.breadcrumb-sep { opacity: 0.4; }

.hero {
  background: linear-gradient(160deg, #0A1A38 0%, #0D1F42 30%, #162B5B 70%, #0F2A50 100%);
  min-height: 88vh; display: flex; align-items: center;
  padding: 80px 48px 90px; position: relative; overflow: hidden;
}
.hero::before {
  content: ''; position: absolute; top: -200px; right: -200px;
  width: 700px; height: 700px;
  background: radial-gradient(circle, rgba(245,184,0,0.08) 0%, transparent 70%);
  pointer-events: none;
}
.hero::after {
  content: ''; position: absolute; bottom: -100px; left: -100px;
  width: 500px; height: 500px;
  background: radial-gradient(circle, rgba(43,126,212,0.08) 0%, transparent 70%);
  pointer-events: none;
}
.hero-grid {
  max-width: 1280px; margin: 0 auto; width: 100%;
  display: grid; grid-template-columns: 1fr 1.1fr; gap: 70px;
  align-items: center; position: relative; z-index: 1;
}
.hero-left { max-width: 600px; }
.hero-wordmark {
  display: inline-block;
  font-family: 'Sora', sans-serif;
  font-size: 42px;
  font-weight: 800;
  color: var(--white);
  letter-spacing: -1.2px;
  margin-bottom: 22px;
  line-height: 1;
  position: relative;
}
.hero-wordmark span {
  color: var(--gold);
}
.hero-wordmark-accent {
  width: 48px;
  height: 3px;
  background: var(--gold);
  border-radius: 100px;
}
.hero h1 {
  font-size: 40px; font-weight: 800; color: var(--white);
  line-height: 1.1; letter-spacing: -1.2px; margin-bottom: 26px;
}
.hero h1 .gold { color: var(--gold); }
.hero-sub {
  font-size: 16.5px; color: rgba(255,255,255,0.78);
  line-height: 1.7; margin-bottom: 40px; max-width: 560px; font-weight: 400;
}
.hero-ctas { display: flex; gap: 14px; flex-wrap: wrap; }
.btn-gold {
  display: inline-flex; align-items: center; gap: 9px;
  padding: 15px 28px; background: var(--gold); border-radius: var(--radius);
  font-family: 'Sora', sans-serif; font-weight: 700; font-size: 14.5px;
  color: var(--navy); border: none; text-decoration: none; transition: all 0.25s;
}
.btn-gold:hover { background: #ffca2c; transform: translateY(-2px); box-shadow: 0 8px 24px rgba(245,184,0,0.35); }
.btn-ghost {
  display: inline-flex; align-items: center; gap: 9px;
  padding: 15px 28px; background: transparent;
  border: 1.5px solid rgba(255,255,255,0.3); border-radius: var(--radius);
  font-family: 'Sora', sans-serif; font-weight: 600; font-size: 14.5px;
  color: var(--white); text-decoration: none; transition: all 0.25s;
}
.btn-ghost:hover { border-color: rgba(255,255,255,0.7); background: rgba(255,255,255,0.07); }
.play-icon {
  width: 28px; height: 28px; background: var(--navy);
  border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 10px;
}
@keyframes pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.5; transform: scale(0.85); }
}

.hero-visual {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius-lg);
  padding: 22px; backdrop-filter: blur(2px); position: relative;
}
.hv-head {
  display: flex; align-items: center; justify-content: space-between;
  margin-bottom: 20px; padding-bottom: 14px;
  border-bottom: 1px solid rgba(255,255,255,0.1);
}
.hv-head-title {
  font-family: 'Sora', sans-serif; font-size: 12.5px; font-weight: 800;
  color: var(--gold-light); letter-spacing: 1.2px; text-transform: uppercase;
}
.hv-head-status {
  display: inline-flex; align-items: center; gap: 7px;
  font-family: 'Sora', sans-serif; font-size: 11px;
  color: rgba(255,255,255,0.65); font-weight: 600;
}
.live-dot {
  width: 7px; height: 7px; background: var(--green); border-radius: 50%;
  box-shadow: 0 0 8px rgba(42,158,82,0.7); animation: pulse 1.6s infinite;
}
.hv-summary {
  display: grid; grid-template-columns: 1fr 1fr 1fr;
  gap: 8px; margin-bottom: 14px;
}
.hv-summary-card {
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: 8px; padding: 10px 11px;
}
.hv-summary-label {
  font-family: 'Sora', sans-serif; font-size: 9px; font-weight: 800;
  color: rgba(255,255,255,0.5); letter-spacing: 0.8px; text-transform: uppercase;
  margin-bottom: 4px;
}
.hv-summary-value {
  font-family: 'Sora', sans-serif; font-size: 16px; font-weight: 800;
  color: var(--white); line-height: 1;
}
.hv-summary-value.gold { color: var(--gold-light); }
.hv-summary-sub {
  font-size: 9px; color: rgba(255,255,255,0.45); margin-top: 3px;
}
.hv-tx-label {
  font-family: 'Sora', sans-serif; font-size: 9.5px; font-weight: 800;
  color: rgba(255,255,255,0.5); letter-spacing: 0.8px; text-transform: uppercase;
  margin-bottom: 8px;
}
.hv-tx-row {
  display: grid; grid-template-columns: 1fr auto auto;
  gap: 10px; padding: 8px 10px; align-items: center;
  background: rgba(255,255,255,0.04); border-radius: 6px;
  margin-bottom: 5px;
}
.hv-tx-row:last-child { margin-bottom: 0; }
.hv-tx-customer {
  font-family: 'Sora', sans-serif; font-weight: 700; color: var(--white);
  font-size: 11px;
}
.hv-tx-meta {
  font-size: 9px; color: rgba(255,255,255,0.5); margin-top: 1px;
}
.hv-tx-amount {
  font-family: 'Sora', sans-serif; font-weight: 800; color: var(--gold-light);
  font-size: 11px; text-align: right;
}
.hv-tx-fee {
  font-size: 9px; color: rgba(255,255,255,0.5); margin-top: 1px; text-align: right;
}
.hv-tx-psp {
  background: rgba(245,184,0,0.18); color: var(--gold-light);
  border: 1px solid rgba(245,184,0,0.3); padding: 2px 7px;
  border-radius: 100px; font-family: 'Sora', sans-serif;
  font-size: 8.5px; font-weight: 800; letter-spacing: 0.3px;
}

.pay-product > section { padding: 110px 48px; }
.pay-product > section .container { max-width: 1200px; margin: 0 auto; }

.section-tag {
  display: inline-flex; align-items: center; gap: 10px;
  font-size: 12px; font-weight: 700; letter-spacing: 1.4px;
  text-transform: uppercase; color: var(--gold-dark); margin-bottom: 20px;
}
.section-tag-line { width: 30px; height: 2px; background: var(--gold); border-radius: 2px; }
.section-tag.center { justify-content: center; }
.section-title {
  font-size: 30px; font-weight: 800; color: var(--navy);
  letter-spacing: -0.8px; line-height: 1.2; margin-bottom: 22px;
}
.section-title .gold { color: var(--gold-dark); }
.section-sub {
  font-size: 16px; color: var(--text-mid); line-height: 1.75; max-width: 580px;
}
.section-sub.center { margin-left: auto; margin-right: auto; }
.section-header { margin-bottom: 56px; }
.section-header.center { text-align: center; }

.split-grid {
  display: grid; grid-template-columns: 1fr 1.18fr; gap: 80px; align-items: center;
}
.split-grid.reverse { grid-template-columns: 1.18fr 1fr; }
.split-grid .split-text { max-width: 460px; }

.capability-tag {
  display: inline-flex; align-items: center; gap: 10px;
  margin-top: 24px; padding: 10px 16px;
  background: linear-gradient(135deg, rgba(245,184,0,0.12) 0%, rgba(245,184,0,0.04) 100%);
  border: 1.5px solid rgba(245,184,0,0.4); border-radius: 100px;
}
.capability-tag-icon {
  width: 26px; height: 26px; background: var(--gold); color: var(--navy);
  border-radius: 50%; display: inline-flex; align-items: center; justify-content: center;
  font-size: 13px; font-weight: 800;
}
.capability-tag-text {
  font-family: 'Sora', sans-serif; font-size: 12px; font-weight: 700;
  color: var(--gold-dark); letter-spacing: 0.5px;
}

.product-frame {
  background: var(--white); border: 1.5px solid var(--border);
  border-radius: var(--radius-lg); box-shadow: var(--shadow-md); overflow: hidden;
}
.product-frame-head {
  background: var(--cream); padding: 12px 18px;
  border-bottom: 1px solid var(--border);
  display: flex; align-items: center; justify-content: space-between;
}
.pf-dots { display: flex; gap: 5px; }
.pf-dot { width: 9px; height: 9px; border-radius: 50%; }
.pf-dot:nth-child(1) { background: #FF8B81; }
.pf-dot:nth-child(2) { background: #FDD84E; }
.pf-dot:nth-child(3) { background: #6FCB8E; }
.pf-title {
  font-family: 'Sora', sans-serif; font-size: 11px; font-weight: 700;
  color: var(--text-light); letter-spacing: 0.5px;
}

/* ============ PAYMENTS INSIDE YOUR ERP ============ */
.erp-section {
  background: linear-gradient(180deg, var(--cream) 0%, #F2EDDE 100%);
  position: relative; overflow: hidden;
}
.erp-section::before {
  content: ''; position: absolute; top: 30%; left: -120px;
  width: 420px; height: 420px;
  background: radial-gradient(circle, rgba(245,184,0,0.07) 0%, transparent 70%);
  pointer-events: none;
}

.erp-flow {
  display: grid; grid-template-columns: 1fr 28px 1fr; gap: 0;
  padding: 20px 22px; background: var(--white);
}
.erp-pane {
  background: var(--cream); border: 1px solid var(--border);
  border-radius: 12px; padding: 14px;
}
.erp-pane-head {
  display: flex; align-items: center; justify-content: space-between;
  margin-bottom: 10px; padding-bottom: 9px;
  border-bottom: 1px solid var(--border);
}
.erp-pane-label {
  font-family: 'Sora', sans-serif; font-size: 9.5px; font-weight: 800;
  color: var(--text-light); letter-spacing: 1px; text-transform: uppercase;
}
.erp-pane-tag {
  font-family: 'Sora', sans-serif; font-size: 9px; font-weight: 800;
  background: var(--navy); color: var(--white);
  padding: 2px 8px; border-radius: 100px; letter-spacing: 0.3px;
}
.erp-pane-tag.green { background: var(--green); }
.erp-line {
  display: flex; justify-content: space-between;
  padding: 5px 0; font-size: 10.5px; color: var(--text-mid);
}
.erp-line strong {
  font-family: 'Sora', sans-serif; color: var(--navy); font-weight: 700;
}
.erp-line.bold strong {
  color: var(--gold-dark); font-size: 12px;
}
.erp-action-btn {
  display: inline-flex; align-items: center; gap: 6px;
  background: var(--gold); color: var(--navy);
  border-radius: 6px; padding: 7px 12px; margin-top: 10px;
  font-family: 'Sora', sans-serif; font-size: 10px; font-weight: 800;
  letter-spacing: 0.3px; text-transform: uppercase;
}
.erp-status-card {
  background: linear-gradient(135deg, rgba(42,158,82,0.08) 0%, var(--white) 100%);
  border: 1px solid rgba(42,158,82,0.3); border-radius: 8px;
  padding: 10px 11px; margin-top: 10px;
}
.erp-status-row {
  display: flex; align-items: center; justify-content: space-between;
  margin-bottom: 4px;
}
.erp-status-title {
  font-family: 'Sora', sans-serif; font-size: 10.5px; font-weight: 800;
  color: var(--green);
}
.erp-status-time {
  font-size: 9px; color: var(--text-light);
}
.erp-status-meta {
  font-size: 10px; color: var(--text-mid); line-height: 1.4;
}
.erp-arrow {
  display: flex; align-items: center; justify-content: center;
  color: var(--gold); font-size: 22px; font-weight: 800;
}
.erp-footer {
  padding: 12px 22px; background: var(--cream);
  border-top: 1px solid var(--border);
  display: flex; align-items: center; justify-content: space-between;
  font-size: 11px; color: var(--text-light);
}
.erp-footer strong {
  font-family: 'Sora', sans-serif; color: var(--navy); font-weight: 800;
}

/* ============ SMART ROUTING ============ */
.routing-section {
  background: linear-gradient(180deg, #FAFAF5 0%, #F5F1E8 100%);
  position: relative;
}
.routing-section::before {
  content: ''; position: absolute; top: 50%; right: -100px;
  width: 400px; height: 400px; transform: translateY(-50%);
  background: radial-gradient(circle, rgba(43,126,212,0.06) 0%, transparent 70%);
  pointer-events: none;
}

.route-canvas {
  display: grid; grid-template-columns: 0.9fr 24px 1.1fr 24px 1fr;
  padding: 20px 18px;
  background: linear-gradient(135deg, #FAFAF5 0%, #F4EFE2 100%);
  border-bottom: 1px solid var(--border); align-items: stretch;
}
.route-arrow {
  display: flex; align-items: center; justify-content: center;
  color: var(--gold); font-size: 18px; font-weight: 800;
}
.route-zone {
  display: flex; flex-direction: column; gap: 8px;
}
.route-zone-label {
  font-family: 'Sora', sans-serif; font-size: 9.5px; font-weight: 800;
  color: var(--text-light); letter-spacing: 1.2px; text-transform: uppercase;
  margin-bottom: 4px;
}
.route-tx {
  background: var(--white); border: 1.5px solid var(--gold);
  border-radius: 10px; padding: 12px 13px;
  box-shadow: 0 0 0 3px rgba(245,184,0,0.12);
}
.route-tx-customer {
  font-family: 'Sora', sans-serif; font-size: 11.5px; font-weight: 800;
  color: var(--navy); margin-bottom: 4px;
}
.route-tx-amount {
  font-family: 'Sora', sans-serif; font-size: 18px; font-weight: 800;
  color: var(--gold-dark); margin-bottom: 2px;
}
.route-tx-meta {
  font-size: 9.5px; color: var(--text-light);
}
.route-tx-pulse {
  margin-top: 8px; display: inline-flex; align-items: center; gap: 5px;
  font-family: 'Sora', sans-serif; font-size: 9px; font-weight: 800;
  color: var(--gold-dark); letter-spacing: 0.3px;
}
.route-tx-pulse-dot {
  width: 6px; height: 6px; background: var(--gold);
  border-radius: 50%; animation: pulse 1.4s infinite;
}

.route-engine {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%);
  border-radius: 12px; padding: 14px; color: var(--white);
  box-shadow: var(--shadow-md);
}
.route-engine-tag {
  display: inline-block; background: var(--gold); color: var(--navy);
  font-family: 'Sora', sans-serif; font-size: 8.5px; font-weight: 800;
  letter-spacing: 0.5px; text-transform: uppercase;
  padding: 3px 9px; border-radius: 100px; margin-bottom: 9px;
}
.route-engine-title {
  font-family: 'Sora', sans-serif; font-size: 11px; font-weight: 700;
  color: rgba(255,255,255,0.7); letter-spacing: 0.4px;
  text-transform: uppercase; margin-bottom: 10px;
}
.route-engine-criteria {
  display: flex; flex-direction: column; gap: 7px;
}
.route-crit {
  display: flex; align-items: center; justify-content: space-between;
  padding: 6px 8px;
  background: rgba(255,255,255,0.05);
  border-radius: 6px;
}
.route-crit-name {
  font-size: 10.5px; color: rgba(255,255,255,0.85);
}
.route-crit-icon {
  color: var(--gold-light); font-family: 'Sora', sans-serif;
  font-size: 11px; font-weight: 800;
}
.route-engine-status {
  margin-top: 10px; padding-top: 9px;
  border-top: 1px solid rgba(255,255,255,0.1);
  font-size: 9.5px; color: rgba(255,255,255,0.55);
  text-align: center; letter-spacing: 0.3px;
}

.route-psps {
  display: flex; flex-direction: column; gap: 6px;
}
.route-psp {
  background: var(--white); border: 1px solid var(--border);
  border-radius: 8px; padding: 9px 11px;
  display: flex; align-items: center; justify-content: space-between;
}
.route-psp.selected {
  border-color: var(--gold);
  background: linear-gradient(135deg, rgba(245,184,0,0.08) 0%, var(--white) 100%);
  box-shadow: 0 0 0 3px rgba(245,184,0,0.12);
  position: relative;
}
.route-psp.selected::before {
  content: 'SELECTED'; position: absolute;
  top: -8px; right: 10px;
  background: var(--gold); color: var(--navy);
  font-family: 'Sora', sans-serif; font-size: 8px; font-weight: 800;
  letter-spacing: 0.4px; padding: 2px 7px; border-radius: 100px;
}
.route-psp-name {
  font-family: 'Sora', sans-serif; font-size: 11px; font-weight: 800;
  color: var(--navy);
}
.route-psp-fee {
  font-family: 'Sora', sans-serif; font-size: 11px; font-weight: 800;
  color: var(--text-mid);
}
.route-psp.selected .route-psp-fee { color: var(--gold-dark); }

.route-savings {
  padding: 14px 22px; background: var(--white);
  display: flex; align-items: center; justify-content: space-between;
}
.route-savings-label {
  font-family: 'Sora', sans-serif; font-size: 10px; font-weight: 700;
  color: var(--text-light); letter-spacing: 0.8px; text-transform: uppercase;
}
.route-savings-value {
  font-family: 'Sora', sans-serif; font-size: 20px; font-weight: 800;
  color: var(--gold-dark);
}
.route-savings-sub {
  font-size: 11px; color: var(--text-light); margin-top: 2px;
}

/* ============ FEE TRANSPARENCY ============ */
.fee-section {
  background: linear-gradient(180deg, var(--white) 0%, #FFFBEE 100%);
  position: relative;
}
.fee-section::before {
  content: ''; position: absolute; top: 30%; left: -100px;
  width: 400px; height: 400px;
  background: radial-gradient(circle, rgba(245,184,0,0.07) 0%, transparent 70%);
  pointer-events: none;
}

.fee-tx-head {
  padding: 16px 20px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%);
  color: var(--white);
}
.fee-tx-head-top {
  display: flex; align-items: center; justify-content: space-between;
  margin-bottom: 8px;
}
.fee-tx-id {
  font-family: 'Sora', sans-serif; font-size: 10px; font-weight: 800;
  color: var(--gold-light); letter-spacing: 1px;
}
.fee-audit-tag {
  display: inline-flex; align-items: center; gap: 6px;
  background: rgba(245,184,0,0.15); border: 1px solid rgba(245,184,0,0.35);
  color: var(--gold-light); padding: 3px 10px; border-radius: 100px;
  font-family: 'Sora', sans-serif; font-size: 9.5px; font-weight: 800;
  letter-spacing: 0.4px; text-transform: uppercase;
}
.fee-tx-customer {
  font-family: 'Sora', sans-serif; font-size: 14px; font-weight: 800;
  color: var(--white);
}
.fee-tx-amount-row {
  font-family: 'Sora', sans-serif; font-size: 11px;
  color: rgba(255,255,255,0.65); margin-top: 2px;
}
.fee-tx-amount-row strong {
  color: var(--gold-light); font-weight: 800;
}

.fee-breakdown {
  padding: 16px 20px; background: var(--cream);
}
.fee-breakdown-label {
  font-family: 'Sora', sans-serif; font-size: 10px; font-weight: 800;
  color: var(--text-light); letter-spacing: 1px; text-transform: uppercase;
  margin-bottom: 10px;
}
.fee-line {
  display: flex; justify-content: space-between; align-items: center;
  padding: 9px 12px; background: var(--white);
  border: 1px solid var(--border); border-radius: 6px;
  margin-bottom: 5px; font-size: 11.5px;
}
.fee-line:last-child { margin-bottom: 0; }
.fee-line.total {
  background: linear-gradient(135deg, rgba(245,184,0,0.1) 0%, var(--white) 100%);
  border-color: var(--gold);
}
.fee-line-label {
  color: var(--text-mid);
}
.fee-line-label strong {
  font-family: 'Sora', sans-serif; color: var(--navy); font-weight: 700;
}
.fee-line-amount {
  font-family: 'Sora', sans-serif; font-weight: 800; color: var(--navy);
}
.fee-line.total .fee-line-amount { color: var(--gold-dark); font-size: 13px; }

.fee-footer {
  padding: 14px 20px; background: var(--white);
  border-top: 1px solid var(--border);
  display: grid; grid-template-columns: 1fr 1fr; gap: 12px;
}
.fee-footer-block {
  text-align: center; padding: 8px;
}
.fee-footer-label {
  font-family: 'Sora', sans-serif; font-size: 9.5px; font-weight: 700;
  color: var(--text-light); letter-spacing: 0.5px;
  text-transform: uppercase; margin-bottom: 3px;
}
.fee-footer-value {
  font-family: 'Sora', sans-serif; font-size: 16px; font-weight: 800;
  color: var(--navy);
}
.fee-footer-value.gold { color: var(--gold-dark); }
.fee-footer-sub {
  font-size: 9.5px; color: var(--text-light); margin-top: 2px;
}

/* ============ UNIFIED PAYMENT OPERATIONS ============ */
.unified-section {
  background: var(--cream);
  position: relative;
}
.unified-section::before {
  content: ''; position: absolute; top: 30%; right: -100px;
  width: 380px; height: 380px;
  background: radial-gradient(circle, rgba(43,126,212,0.06) 0%, transparent 70%);
  pointer-events: none;
}

.unified-grid {
  display: grid; grid-template-columns: 1fr 1fr;
  padding: 18px;
  gap: 12px;
  background: var(--white);
}
.unified-quad {
  background: var(--cream); border: 1px solid var(--border);
  border-radius: 12px; padding: 16px;
}
.unified-quad-head {
  display: flex; align-items: center; justify-content: space-between;
  margin-bottom: 12px; padding-bottom: 10px;
  border-bottom: 1px solid var(--border);
}
.unified-quad-headline {
  display: flex; align-items: center; gap: 10px;
}
.unified-quad-icon {
  width: 32px; height: 32px; border-radius: 8px;
  display: inline-flex; align-items: center; justify-content: center;
  color: var(--white); font-family: 'Sora', sans-serif;
  font-size: 13px; font-weight: 800;
}
.unified-quad-icon.collect { background: var(--gold-dark); }
.unified-quad-icon.settle { background: var(--green); }
.unified-quad-icon.refund { background: var(--blue-brand); }
.unified-quad-icon.recon { background: var(--navy); }
.unified-quad-title {
  font-family: 'Sora', sans-serif; font-size: 13px; font-weight: 800;
  color: var(--navy);
}
.unified-quad-status {
  font-family: 'Sora', sans-serif; font-size: 9.5px; font-weight: 700;
  color: var(--green); letter-spacing: 0.3px;
}
.unified-quad-body {
  display: flex; flex-direction: column; gap: 6px;
}
.unified-row {
  display: flex; justify-content: space-between;
  font-size: 11px; color: var(--text-mid);
  padding: 4px 0;
}
.unified-row strong {
  font-family: 'Sora', sans-serif; color: var(--navy); font-weight: 700;
}
.unified-headline-num {
  font-family: 'Sora', sans-serif; font-size: 26px; font-weight: 800;
  color: var(--navy); line-height: 1; margin: 5px 0 3px;
}
.unified-headline-num.gold { color: var(--gold-dark); }
.unified-headline-label {
  font-size: 10.5px; color: var(--text-light); margin-bottom: 8px;
}

/* INDUSTRIES */
.industry-section { background: var(--white); }
.industry-boxes {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px;
}
.industry-box {
  background: var(--cream); border: 1.5px solid var(--border);
  border-radius: var(--radius-lg); padding: 30px 26px;
  transition: all 0.3s; position: relative; overflow: hidden;
}
.industry-box::before {
  content: ''; position: absolute; top: 0; left: 0; right: 0;
  height: 3px; background: var(--gold);
  transform: scaleX(0); transform-origin: left;
  transition: transform 0.3s;
}
.industry-box:hover::before { transform: scaleX(1); }
.industry-box:hover {
  border-color: var(--navy);
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
  background: var(--white);
}
.industry-emoji {
  font-size: 28px; margin-bottom: 16px; display: block;
}
.industry-box h4 {
  font-family: 'Sora', sans-serif; font-size: 17px; font-weight: 800;
  color: var(--navy); margin-bottom: 12px;
  letter-spacing: -0.3px; line-height: 1.25;
}
.industry-box p {
  font-size: 13.5px; color: var(--text-mid); line-height: 1.65;
}

/* FINAL CTA */
.final-cta {
  background: linear-gradient(160deg, #0D1F42 0%, #162B5B 100%);
  text-align: center; padding: 120px 48px;
  position: relative; overflow: hidden;
}
.final-cta::before {
  content: ''; position: absolute;
  top: -200px; left: 50%; transform: translateX(-50%);
  width: 800px; height: 500px;
  background: radial-gradient(ellipse, rgba(245,184,0,0.08) 0%, transparent 70%);
  pointer-events: none;
}
.final-cta-inner {
  position: relative; z-index: 1; max-width: 720px; margin: 0 auto;
}
.final-cta h2 {
  font-size: 32px; font-weight: 800; color: var(--white);
  letter-spacing: -0.8px; line-height: 1.18; margin-bottom: 22px;
}
.final-cta h2 .gold { color: var(--gold); }
.final-cta p {
  font-size: 16px; color: rgba(255,255,255,0.75);
  line-height: 1.7; margin-bottom: 40px;
  max-width: 560px; margin-left: auto; margin-right: auto;
}
.final-cta-btns {
  display: flex; justify-content: center; gap: 14px; flex-wrap: wrap;
}

/* FOOTER */
.legacy-pay-footer { background: #07121F; padding: 60px 48px 35px; }
.footer-grid {
  max-width: 1200px; margin: 0 auto;
  display: grid; grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 60px; margin-bottom: 50px;
}
.footer-brand p {
  font-size: 13.5px; color: rgba(255,255,255,0.45);
  line-height: 1.65; margin-top: 14px; max-width: 280px;
}
.footer-logo-text {
  font-family: 'Sora', sans-serif; font-size: 22px; font-weight: 800;
  color: var(--white);
}
.footer-logo-text span { color: var(--gold); }
.footer-col h5 {
  font-family: 'Sora', sans-serif; font-size: 12.5px; font-weight: 700;
  color: rgba(255,255,255,0.4); letter-spacing: 1px;
  text-transform: uppercase; margin-bottom: 18px;
}
.footer-col a {
  display: block; font-size: 13.5px; color: rgba(255,255,255,0.6);
  text-decoration: none; margin-bottom: 10px; transition: color 0.2s;
}
.footer-col a:hover { color: var(--gold); }
.footer-bottom {
  max-width: 1200px; margin: 0 auto;
  border-top: 1px solid rgba(255,255,255,0.08);
  padding-top: 24px;
  display: flex; justify-content: space-between; align-items: center;
  font-size: 12.5px; color: rgba(255,255,255,0.3);
}

.fade-up {
  opacity: 0; transform: translateY(30px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.fade-up.visible { opacity: 1; transform: translateY(0); }
.stagger-1 { transition-delay: 0.08s; }
.stagger-2 { transition-delay: 0.16s; }
.stagger-3 { transition-delay: 0.24s; }

@media (max-width: 1000px) {
  .legacy-pay-nav { padding: 0 24px; }
  .pay-product > section { padding: 70px 24px; }
  .hero { padding: 50px 24px; }
  .hero-grid { grid-template-columns: 1fr; gap: 50px; }
  .hero h1 { font-size: 28px; }
  .nav-links { display: none; }
  .breadcrumb-bar { font-size: 11px; padding: 10px 24px; }
  .split-grid, .split-grid.reverse { grid-template-columns: 1fr; gap: 36px; }
  .split-grid .split-text { max-width: 100%; }
  .industry-boxes { grid-template-columns: 1fr; gap: 18px; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 30px; }
  .section-title { font-size: 24px; }
  .final-cta h2 { font-size: 24px; }
  .erp-flow { grid-template-columns: 1fr; gap: 12px; }
  .erp-arrow { transform: rotate(90deg); padding: 8px 0; }
  .route-canvas { grid-template-columns: 1fr; gap: 12px; }
  .route-arrow { transform: rotate(90deg); padding: 4px 0; }
  .unified-grid { grid-template-columns: 1fr; }
  .hv-summary { grid-template-columns: 1fr; }
  .fee-footer { grid-template-columns: 1fr; }
}

/* ---- Latest ArcCRM/ArcTicket parity overrides ---- */
.arc-pay {
font-family: "Inter", sans-serif;
}

.arc-pay .hero {
background: linear-gradient(102deg, #064b89 0%, #0f64b1 12.5%, #198aef 25%, #0f64b1 37.5%, #064b89 50%, #0f64b1 62.5%, #198aef 75%, #0f64b1 87.5%, #064b89 100%);
background-size: 200% 180%;
background-position: 0% 55%;
animation: hero-flag-flow 20s linear infinite;
min-height: auto;
display: flex;
align-items: center;
padding: 65px 0;
}

.arc-pay .hero::before {
inset: 0;
top: 0;
right: 0;
width: auto;
height: auto;
background: linear-gradient(102deg, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 0.04) 42%, rgba(255, 255, 255, 0.1) 50%, rgba(255, 255, 255, 0.04) 58%, rgba(255, 255, 255, 0) 100%);
background-size: 200% 180%;
background-position: 0% 55%;
animation: hero-flag-flow 20s linear infinite;
}

.arc-pay .hero::after { content: none; }

@keyframes hero-flag-flow { 0% { background-position: 0% 58%; } 100% { background-position: 100% 42%; } }

.arc-pay .hero-visual.product-frame {
padding: 0;
overflow: hidden;
background: #ffffff;
border: 1px solid #d5e4f2;
box-shadow: 0 8px 40px rgba(13, 31, 66, 0.12);
transition: transform 0.35s ease, box-shadow 0.35s ease;
}

.arc-pay .hero-visual .hero-product-head { padding: 0; border-bottom: 0; line-height: 0; }
.arc-pay .hero-visual .hero-product-head svg { width: 100%; height: auto; display: block; }
.arc-pay .hero-visual .hero-visual-body { padding: 18px 20px 20px; background: #ffffff; }
.arc-pay .hero-visual .hv-head { border-bottom: 1px solid #e2e8f0; margin-bottom: 16px; padding-bottom: 12px; }
.arc-pay .hero-visual .hv-head-title { color: #0e0d59; letter-spacing: 0.5px; }
.arc-pay .hero-visual .hv-head-status { color: #64748b; }
.arc-pay .hero-visual .hv-summary-card { background: #f8fafc; border: 1px solid #e2e8f0; }
.arc-pay .hero-visual .hv-summary-label, .arc-pay .hero-visual .hv-summary-sub, .arc-pay .hero-visual .hv-tx-label, .arc-pay .hero-visual .hv-tx-meta, .arc-pay .hero-visual .hv-tx-fee { color: #64748b; }
.arc-pay .hero-visual .hv-summary-value, .arc-pay .hero-visual .hv-tx-customer { color: #0f172a; }
.arc-pay .hero-visual .hv-summary-value.gold { color: #f56a00; }
.arc-pay .hero-visual .hv-tx-row { background: #f8fafc; border: 1px solid #e2e8f0; }

.arc-pay .hero-visual { animation: crmFloat 6s ease-in-out infinite; }
@keyframes crmFloat { 0%,100% { transform: translateY(0); } 50% { transform: translateY(-8px); } }

.arc-pay .navbar-nav.mb-lg-0, .arc-pay #navbarTogglerDemo02 .navbar-nav { margin-left: 0 !important; }

.arc-pay .pay-network-band { position: relative; overflow: hidden; padding-top: 40px; padding-bottom: 40px; }
.arc-pay .pay-network-band > .network-bg { position: absolute; inset: 0; width: 100%; height: 100%; display: block; pointer-events: none; z-index: 0; }
.arc-pay .pay-network-band > *:not(.network-bg) { position: relative; z-index: 1; }
.arc-pay .pay-network-band .erp-section, .arc-pay .pay-network-band .routing-section, .arc-pay .pay-network-band .fee-section, .arc-pay .pay-network-band .unified-section { background: transparent; padding-top: 56px; padding-bottom: 56px; }

.arc-pay .industry-section {
background-color: #f8f9fb;
background-image: url("../img/arc-crm-industries-bg-2.png");
background-position: center;
background-size: cover;
background-repeat: no-repeat;
}

.arc-pay .industry-boxes { display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px; }
.arc-pay .industry-box {
background: linear-gradient(270deg, #cdebff 0%, #ffffff 100%);
border: 1px solid rgba(205, 235, 255, 0.9);
border-radius: 12px;
padding: 36px 32px;
box-shadow: 4px 6px 9.4px 0 #00364c33;
transition: transform 0.3s ease, box-shadow 0.3s ease, border-color 0.3s ease;
position: relative;
overflow: hidden;
}
.arc-pay .industry-box::before {
content: "";
position: absolute;
top: 0; left: 0; right: 0;
height: 3px;
background: linear-gradient(90deg, #027eac 0%, #17a8e0 100%);
transform: scaleX(0);
transform-origin: left;
transition: transform 0.3s;
}
.arc-pay .industry-box:hover::before { transform: scaleX(1); }
.arc-pay .industry-box:hover { border-color: rgba(2, 141, 193, 0.35); box-shadow: 6px 10px 14px 0 rgba(0, 54, 76, 0.26); transform: translateY(-3px); }

.arc-pay .industry-icon { width: 52px; height: 52px; margin-bottom: 20px; background: #0c506a; border: none; border-radius: 12px; display: flex; align-items: center; justify-content: center; flex-shrink: 0; box-shadow: 0 2px 6px rgba(0, 54, 76, 0.18); }
.arc-pay .industry-icon img { width: 28px; height: 28px; object-fit: contain; display: block; mix-blend-mode: screen; }

.arc-pay footer, .arc-pay footer .aboutus-company { background-color: #000000; }
.arc-pay footer .aboutus-company h5, .arc-pay footer .aboutus-company p, .arc-pay footer .aboutus-company a, .arc-pay footer .aboutus-company .copy-right p, .arc-pay footer .aboutus-company .contact ul li a { color: #ffffff; }
.arc-pay footer .aboutus-company .abt-us p, .arc-pay footer .aboutus-company .footer-section .company-footer ul li a, .arc-pay footer .aboutus-company .footer-section .support-footer ul li a { font-size: 16px; }
.arc-pay footer .aboutus-company .footer-section .follow-footer ul li a { font-size: 26px; }

@media (prefers-reduced-motion: reduce) {
.arc-pay .hero, .arc-pay .hero::before, .arc-pay .hero-visual { animation: none; }
.arc-pay .fade-up { opacity: 1; transform: none; transition: none; }
}

/* Typography lock: Inter only (exclude icon fonts) */
.arc-pay,
.arc-pay *:not(i):not(.fa):not([class^="fa"]) {
font-family: "Inter", sans-serif !important;
}

/* ---- ArcCRM visual consistency pass (colors, sizes, patterns) ---- */
.arc-pay {
--navy: #0f172a;
--navy-mid: #334155;
--navy-light: #475569;
--gold: #fbbc04;
--gold-dark: #027eac;
--gold-light: #7dd3fc;
--blue-brand: #028dc1;
--blue-soft: #17a8e0;
--text-dark: #0f172a;
--text-mid: #111111;
--text-light: #64748b;
--border: #e5e7eb;
}

.arc-pay h1,
.arc-pay h2,
.arc-pay h3,
.arc-pay h4,
.arc-pay h5 {
font-family: "Inter", sans-serif;
}

.arc-pay .hero-grid {
max-width: 1280px;
margin: 0 auto;
width: 100%;
display: grid;
grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
gap: 25px;
align-items: center;
}

.arc-pay .hero h1 {
font-size: clamp(36px, 4.2vw, 47px);
font-weight: 800;
line-height: 1.08;
letter-spacing: -0.035em;
margin-bottom: 28px;
}

.arc-pay .hero-sub {
font-size: 18px;
line-height: 1.7;
color: rgba(255, 255, 255, 0.88);
}

.arc-pay .btn-gold {
display: inline-flex;
align-items: center;
gap: 10px;
padding: 18px 30px;
border-radius: 14px;
font-family: "Inter", sans-serif;
font-weight: 600;
font-size: 16px;
text-decoration: none;
transition: all 0.35s ease;
background-color: #fbbc04;
color: #000000;
box-shadow: 0 10px 30px rgba(2, 141, 193, 0.3);
border: none;
}

.arc-pay .btn-gold:hover {
transform: translateY(-3px);
color: #ffffff;
box-shadow: 0 14px 35px rgba(2, 141, 193, 0.38);
}

.arc-pay .btn-ghost {
display: inline-flex;
align-items: center;
gap: 10px;
padding: 18px 30px;
border-radius: 14px;
font-family: "Inter", sans-serif;
font-weight: 600;
font-size: 16px;
text-decoration: none;
transition: all 0.35s ease;
background: #ffffff;
border: 1px solid #cbd5e1;
color: #111827;
box-shadow: 0 4px 18px rgba(15, 23, 42, 0.04);
}

.arc-pay .btn-ghost:hover {
transform: translateY(-3px);
border-color: #94a3b8;
background: #ffffff;
color: #111827;
}

.arc-pay .hero-ctas {
display: flex;
gap: 14px;
flex-wrap: wrap;
}

.arc-pay .section-tag {
color: #ff393c;
text-transform: none;
letter-spacing: normal;
font-size: 16px;
font-weight: 700;
}

.arc-pay .section-tag-line {
display: none;
}

.arc-pay .section-title {
font-size: clamp(32px, 4vw, 48px);
font-weight: 800;
color: #000000;
letter-spacing: -0.035em;
line-height: 1.1;
}

.arc-pay .section-title .gold {
color: #028dc1;
}

.arc-pay .section-sub {
color: #111111;
font-size: 18px;
line-height: 1.7;
}

.arc-pay .product-frame {
border: 1px solid var(--border);
border-radius: 12px;
box-shadow: 0 4px 24px rgba(15, 23, 42, 0.08);
}

.arc-pay .product-frame:hover {
transform: translateY(-3px);
box-shadow: 0 8px 28px rgba(15, 23, 42, 0.1);
}

.arc-pay > section {
padding: 80px 0;
}

/* ---- Product visual lock: ArcCRM + ArcTicket style ---- */
.arc-pay .capability-tag {
display: inline-flex;
align-items: center;
gap: 10px;
padding: 10px 16px;
background: rgba(2, 141, 193, 0.1);
border: 1px solid rgba(2, 141, 193, 0.24);
border-radius: 999px;
color: #027eac;
font-size: 13px;
font-weight: 700;
}

.arc-pay .capability-tag-icon {
color: #027eac;
}

.arc-pay .product-frame-head {
padding: 0;
border-bottom: 0;
line-height: 0;
background: #12344d;
}

.arc-pay .product-frame-head svg {
width: 100%;
height: auto;
display: block;
}

.arc-pay .product-frame-body,
.arc-pay .erp-card,
.arc-pay .route-card,
.arc-pay .fee-card,
.arc-pay .unified-card {
background: #ffffff;
border: 1px solid #e2e8f0;
border-radius: 12px;
box-shadow: 0 4px 16px rgba(15, 23, 42, 0.06);
}

.arc-pay .erp-card h4,
.arc-pay .route-card h4,
.arc-pay .fee-card h4,
.arc-pay .unified-card h4 {
color: #0f172a;
font-size: 18px;
font-weight: 800;
letter-spacing: -0.02em;
}

.arc-pay .erp-card p,
.arc-pay .route-card p,
.arc-pay .fee-card p,
.arc-pay .unified-card p {
color: #334155;
line-height: 1.65;
}

.arc-pay .status-pill,
.arc-pay .badge,
.arc-pay .chip {
background: #e0f2fe;
color: #0c4a6e;
border: 1px solid #bae6fd;
border-radius: 999px;
font-weight: 700;
}

.arc-pay .status-pill.success,
.arc-pay .chip.success {
background: #dcfce7;
color: #166534;
border-color: #86efac;
}

.arc-pay .status-pill.warn,
.arc-pay .chip.warn {
background: #fff7ed;
color: #9a3412;
border-color: #fdba74;
}

.arc-pay .status-pill.error,
.arc-pay .chip.error {
background: #fef2f2;
color: #991b1b;
border-color: #fca5a5;
}

/* ---- ArcCRM typography normalization across all sections ---- */
.arc-pay {
font-family: "Inter", sans-serif !important;
}

.arc-pay h1,
.arc-pay h2,
.arc-pay h3,
.arc-pay h4,
.arc-pay h5,
.arc-pay h6,
.arc-pay p,
.arc-pay span,
.arc-pay a,
.arc-pay button,
.arc-pay li,
.arc-pay input,
.arc-pay textarea,
.arc-pay select,
.arc-pay label {
font-family: "Inter", sans-serif !important;
}

.arc-pay .hero h1 {
font-size: clamp(36px, 4.2vw, 47px);
font-weight: 800;
line-height: 1.08;
letter-spacing: -0.035em;
}

.arc-pay .hero-sub {
font-size: 18px;
line-height: 1.7;
font-weight: 400;
}

.arc-pay .section-tag {
font-size: 16px;
font-weight: 700;
line-height: 1.3;
}

.arc-pay .section-title {
font-size: clamp(32px, 4vw, 48px);
font-weight: 800;
line-height: 1.1;
letter-spacing: -0.03em;
}

.arc-pay .section-sub {
font-size: 18px;
line-height: 1.7;
font-weight: 400;
}

.arc-pay .hv-head-title,
.arc-pay .hv-summary-label,
.arc-pay .hv-tx-label,
.arc-pay .capability-tag {
font-weight: 700;
letter-spacing: 0.02em;
}

.arc-pay .industry-box h4 {
font-size: 19px;
font-weight: 800;
line-height: 1.25;
letter-spacing: -0.015em;
}

.arc-pay .industry-box p {
font-size: 14.5px;
line-height: 1.7;
font-weight: 400;
}

.arc-pay .final-cta h2 {
font-size: clamp(34px, 4.2vw, 48px);
font-weight: 800;
line-height: 1.12;
letter-spacing: -0.03em;
}

.arc-pay .final-cta p {
font-size: 26px;
  color: #fff;
  line-height: 1.55;
  margin-bottom: 34px;
  max-width: 700px;
  margin-left: auto;
  margin-right: auto;
  font-weight: 800;
}

.arc-pay .final-cta-btns {
display: flex;
justify-content: center;
gap: 14px;
flex-wrap: wrap;
}

.arc-pay .final-cta .btn-gold {
padding: 15px 22px;
border-radius: 12px;
font-size: 18px;
font-weight: 700;
box-shadow: 0 8px 18px rgba(0, 0, 0, 0.18);
background: #fbbc04;
color: #0a0f1a;
}

/* Strict ArcCRM parity: Final CTA */
.arc-pay .final-cta {
position: relative;
margin: 0;
padding: 0;
background: transparent;
text-align: center;
overflow: visible;
}

.arc-pay > section.final-cta {
padding-top: 80px !important;
padding-bottom: 80px !important;
}

.arc-pay .final-cta::before {
content: none;
}

.arc-pay .final-cta-inner {
background-color: #0e3f6c;
background-image:
  linear-gradient(180deg, rgba(6, 35, 65, 0.28) 0%, rgba(6, 35, 65, 0.28) 100%),
  url("../img/arc-crm-final-cta-bg.png");
background-size: cover;
background-position: center;
background-repeat: no-repeat;
text-align: center;
padding: 72px 48px;
overflow: hidden;
border: 0;
border-radius: 14px;
position: relative;
z-index: 1;
max-width: 100%;
margin: 0 auto;
}

.arc-pay .final-cta h2 {
font-size: clamp(34px, 4.2vw, 48px);
font-weight: 800;
color: #ffffff;
letter-spacing: -0.03em;
line-height: 1.12;
margin-bottom: 18px;
}

.arc-pay .final-cta h2 .gold {
color: #fbbc04;
}

.arc-pay .final-cta p {
font-size: 26px;
  color: #fff;
  line-height: 1.55;
  margin-bottom: 34px;
  max-width: 700px;
  margin-left: auto;
  margin-right: auto;
  font-weight: 800;
}

.arc-pay footer .aboutus-company h5 {
font-size: 16px;
font-weight: 700;
}

.arc-pay footer .aboutus-company p,
.arc-pay footer .aboutus-company a {
font-size: 16px;
line-height: 1.65;
}

/* ============ ARC-PAY RESPONSIVE (all sections) ============ */
.arc-pay {
  overflow-x: clip;
}

.arc-pay .hero-grid > *,
.arc-pay .split-grid > *,
.arc-pay .product-frame,
.arc-pay .pay-network-band {
  min-width: 0;
}

.arc-pay .product-frame-head svg {
  width: 100%;
  max-width: 100%;
  height: auto;
  display: block;
}

@media (max-width: 1199px) {
  .arc-pay .split-grid,
  .arc-pay .split-grid.reverse {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .arc-pay .split-grid .split-text {
    max-width: 100%;
  }

  .arc-pay .industry-boxes {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 20px;
  }
}

@media (max-width: 991px) {
  .arc-pay .hero {
    padding: 48px 0 56px;
  }

  .arc-pay .hero-grid {
    grid-template-columns: 1fr;
    gap: 36px;
  }

  .arc-pay .hero-left {
    max-width: none;
  }

  .arc-pay .hero-wordmark {
    font-size: clamp(28px, 7vw, 36px);
  }

  .arc-pay .hero h1 {
    font-size: clamp(28px, 6.5vw, 36px);
    margin-bottom: 20px;
  }

  .arc-pay .hero-sub {
    font-size: 16px;
    margin-bottom: 28px;
    max-width: none;
  }

  .arc-pay .hero-ctas .btn-gold {
    width: 100%;
    justify-content: center;
  }

  .arc-pay > section {
    padding: 56px 0;
  }

  .arc-pay .pay-network-band {
    padding-top: 24px;
    padding-bottom: 24px;
  }

  .arc-pay .pay-network-band .erp-section,
  .arc-pay .pay-network-band .routing-section,
  .arc-pay .pay-network-band .fee-section,
  .arc-pay .pay-network-band .unified-section {
    padding-top: 48px;
    padding-bottom: 48px;
  }

  .arc-pay .split-grid,
  .arc-pay .split-grid.reverse {
    display: flex;
    flex-direction: column;
    gap: 32px;
  }

  .arc-pay .split-grid .split-text {
    order: 1;
  }

  .arc-pay .split-grid .product-frame {
    order: 2;
    width: 100%;
  }

  .arc-pay .section-header {
    margin-bottom: 40px;
  }

  .arc-pay .section-title {
    font-size: clamp(26px, 5.5vw, 34px);
  }

  .arc-pay .section-sub {
    font-size: 16px;
    max-width: none;
  }

  .arc-pay .capability-tag {
    max-width: 100%;
    flex-wrap: wrap;
  }

  .arc-pay .erp-flow {
    grid-template-columns: 1fr;
    gap: 10px;
    padding: 16px;
  }

  .arc-pay .erp-arrow {
    transform: rotate(90deg);
    padding: 4px 0;
  }

  .arc-pay .erp-footer {
    flex-direction: column;
    align-items: flex-start;
    gap: 8px;
    padding: 12px 16px;
    text-align: left;
  }

  .arc-pay .route-canvas {
    grid-template-columns: 1fr;
    gap: 10px;
    padding: 16px;
  }

  .arc-pay .route-arrow {
    transform: rotate(90deg);
    padding: 4px 0;
  }

  .arc-pay .route-savings {
    flex-direction: column;
    align-items: flex-start;
    gap: 6px;
    padding: 14px 16px;
  }

  .arc-pay .unified-grid {
    grid-template-columns: 1fr;
    padding: 16px;
    gap: 10px;
  }

  .arc-pay .fee-footer {
    grid-template-columns: 1fr;
    gap: 10px;
    padding: 12px 16px;
  }

  .arc-pay .fee-tx-head-top {
    flex-wrap: wrap;
    gap: 8px;
  }

  .arc-pay .industry-section {
    padding: 56px 0;
  }

  .arc-pay .industry-boxes {
    grid-template-columns: 1fr;
    gap: 16px;
  }

  .arc-pay .industry-box {
    padding: 28px 22px;
  }

  .arc-pay > section.final-cta {
    padding-top: 56px !important;
    padding-bottom: 56px !important;
  }

  .arc-pay .final-cta-inner {
    padding: 48px 24px;
    border-radius: 12px;
  }

  .arc-pay .final-cta p {
    font-size: clamp(18px, 4.5vw, 24px);
    margin-bottom: 28px;
  }

  .arc-pay .final-cta-btns {
    width: 100%;
  }

  .arc-pay .final-cta .btn-gold {
    width: 100%;
    justify-content: center;
  }
}

@media (max-width: 767px) {
  .arc-pay .hero {
    padding: 40px 0 48px;
  }

  .arc-pay .hero-visual .hero-visual-body {
    padding: 14px 14px 16px;
  }

  .arc-pay .hv-summary {
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 6px;
  }

  .arc-pay .hv-summary-card {
    padding: 8px;
  }

  .arc-pay .hv-summary-value {
    font-size: 14px;
  }

  .arc-pay .hv-summary-label,
  .arc-pay .hv-summary-sub {
    font-size: 8px;
  }

  .arc-pay .hv-tx-row {
    grid-template-columns: 1fr auto;
    grid-template-areas:
      "customer customer"
      "amount psp";
    gap: 6px 8px;
    padding: 8px;
  }

  .arc-pay .hv-tx-row > div:first-child {
    grid-area: customer;
  }

  .arc-pay .hv-tx-row > div:nth-child(2) {
    grid-area: amount;
  }

  .arc-pay .hv-tx-row .hv-tx-psp {
    grid-area: psp;
    align-self: center;
    justify-self: end;
  }

  .arc-pay .hv-tx-amount,
  .arc-pay .hv-tx-fee {
    text-align: left;
  }

  .arc-pay .erp-pane {
    padding: 12px;
  }

  .arc-pay .route-tx-amount {
    font-size: 16px;
  }

  .arc-pay .route-psp.selected::before {
    top: -6px;
    right: 6px;
    font-size: 7px;
    padding: 2px 6px;
  }

  .arc-pay .fee-line {
    flex-wrap: wrap;
    gap: 4px;
    padding: 8px 10px;
    font-size: 11px;
  }

  .arc-pay .fee-line-amount {
    margin-left: auto;
  }

  .arc-pay .unified-headline-num {
    font-size: 22px;
  }

  .arc-pay .section-header.center .section-title br {
    display: none;
  }
}

@media (max-width: 575px) {
  .arc-pay .hv-summary {
    grid-template-columns: 1fr;
  }

  .arc-pay .hv-head {
    flex-direction: column;
    align-items: flex-start;
    gap: 6px;
  }

  .arc-pay .hero h1 br {
    display: none;
  }

  .arc-pay .section-title br {
    display: none;
  }

  .arc-pay .final-cta-inner {
    padding: 36px 18px;
  }

  .arc-pay .btn-gold,
  .arc-pay .final-cta .btn-gold {
    padding: 14px 20px;
    font-size: 15px;
  }
}

@media (prefers-reduced-motion: reduce) {
  .arc-pay .hero-visual {
    animation: none;
  }
}