Fits your ERP. Tracks each transaction. Protects every margin.

ArcPay handles three things your team should not be doing manually. Routing payments to the lowest-fee provider. Tracking every fee on every transaction. Reconciling inside the ERP you already use. One payment operation, fully managed.

ArcPay Payment Operations Command Center on a laptop with fee savings snapshot, chargeback queue, reconciliation health, settlement status, and transaction details

Payments Inside Your ERP

Manage payments where your business already operates.

Most payment platforms live in their own dashboard, away from the systems your team actually uses. Today your team logs into another system to send payment links, pulls reports from somewhere else to track collections, and reconciles in a third place. ArcPay brings all three back into the ERP you already use. Payment links go out from the invoice screen. Payment status comes back into the customer record. Reconciliation happens against the ledger your team already trusts.

ArcPay ERP invoice screen sending a payment link and customer record showing payment received, from invoice to ledger in one round trip

Smart Payment Routing

Every transaction routes to the lowest-fee provider.

Most businesses pick one payment provider and live with whatever fees come with it. ArcPay works with several providers at once. For every transaction, ArcPay picks the provider that costs you the least, then sends the payment through. You never have to compare fees, sign new contracts, or manage multiple providers. ArcPay does that for you, every transaction, every day.

ArcPay Smart Routing Engine evaluating processing fee, success rate, and regional fit to route a $4,280 transaction to the lowest-fee provider, saving $18,420 this month

Fee Transparency

See the full cost of every payment.

Most payment providers send you a net number and call it done. You see what landed in your bank, but not what was taken out, who took it, or why. ArcPay shows the full breakdown on every transaction. Processing fees, card network charges, settlement amounts, and the provider behind every payment.

ArcPay transaction detail showing full fee breakdown for Apex Logistics invoice with processing fee, card network charge, settlement processing, and net settled amount

Unified Payment Operations

Collect, settle, refund, reconcile. One platform.

Payment operations get fragmented when each part lives in a different system. ArcPay brings the whole operation into one place. Collect payments, track settlements, manage refunds and disputes, and reconcile against your ledger, all from inside the ERP. One platform. One workflow. One record your team can trust.

ArcPay unified payment operations dashboard showing Collect, Settle, Refunds and Disputes, and Reconcile cards with live metrics

Industries We Serve

Built for businesses that move money at scale.

Food and Beverage Distributors

For distributors collecting payments across route deliveries, recurring orders, and key accounts. ArcPay collects from inside the ERP, settles to the right account, and reconciles every payment to the right invoice.

Retailers

For retailers running POS, online, and invoice-based payments across multiple channels. ArcPay routes every transaction to the lowest-fee provider and reconciles across stores, channels, and currencies in one ledger.

3PL Providers

For third-party logistics providers billing across multiple clients, contracts, and service tiers. ArcPay collects against the right contract, settles to the right account, and reconciles every line item without manual work.

See ArcPay running on a real payment cycle.

Twenty seconds to see how payments inside the ERP, smart routing, and fee transparency work together on one platform.