ArcPay

Fits your ERP.
Tracks each transaction.
Protects every margin.

ArcPay handles three things your team should not be doing manually. Routing payments to the lowest-fee provider. Tracking every fee on every transaction. Reconciling inside the ERP you already use. One payment operation, fully managed.

Payment Operations · Today Live
Processed
$284K
2,847 transactions
Saved
$18.4K
smart routing
Reconciled
98%
auto-matched
Recent Transactions
Apex Logistics
INV-44829 · Settled
$4,280
Fee $87.20
Provider 1
Northside Foods
INV-44831 · Cleared
$2,140
Fee $39.59
Provider 2
Crown Mills
INV-44833 · Settled
$8,620
Fee $164.78
Provider 3

Manage payments where your business already operates.

Most payment platforms live in their own dashboard, away from the systems your team actually uses. Today your team logs into another system to send payment links, pulls reports from somewhere else to track collections, and reconciles in a third place. ArcPay brings all three back into the ERP you already use. Payment links go out from the invoice screen. Payment status comes back into the customer record. Reconciliation happens against the ledger your team already trusts.

Powered by Embedded Payment Orchestration
ERP · Invoice Screen DRAFT
CustomerApex Logistics
InvoiceINV-44829
Due dateNov 15, 2026
Amount$4,280.00
Send payment link →
ERP · Customer Record PAID
CustomerApex Logistics
Open invoices0
Recent payment$4,280.00
Payment received 2m ago
$4,280 · Cleared via Provider 1 · Fee $87.20 · Matched to INV-44829
Incoming Transaction
Apex Logistics
$4,280
Card payment · USD
Routing now
Smart Routing Engine
Evaluating
Processing fee $
Success rate
Regional fit
Comparing 3 providers
Provider Options
Provider 1 2.4%
Provider 2 2.1%
Provider 3 2.6%
Saved this month
across 2,847 transactions routed
$18,420

Every transaction routes to
the lowest-fee provider.

Most businesses pick one payment provider and live with whatever fees come with it. ArcPay works with several providers at once. For every transaction, ArcPay picks the provider that costs you the least, then sends the payment through. You never have to compare fees, sign new contracts, or manage multiple providers. ArcPay does that for you, every transaction, every day.

Powered by the Smart Routing Engine

See the full cost
of every payment.

Most payment providers send you a net number and call it done. You see what landed in your bank, but not what was taken out, who took it, or why. ArcPay shows the full breakdown on every transaction. Processing fees, card network charges, settlement amounts, and the provider behind every payment.

$ Powered by Transparent Fee Reporting
Transaction TXN-998472 Every fee visible
Apex Logistics · Invoice INV-44829
Card payment · $4,280.00 · Processed via ArcPay · Settled Nov 8
Full Fee Breakdown
Processing fee (ArcPay) $34.24
Card network charge (Visa) $42.80
Settlement processing $10.16
Total fees paid $87.20
$
Collect
● Live
142
active payment links today
Via invoice87
Via web34
Via POS21
Settle
● On track
$284K
settled this month
Cleared$262K
In transit$22K
Pending$3K
Refunds & Disputes
● Scheduled
$48K
scheduled for Nov 8
Customer refunds$28K
Chargebacks$12K
Disputes in review$8K
Reconcile
● Auto
98%
auto-reconciled this month
Matched2,789
Needs review58
Unmatched0

Collect, settle, refund, reconcile.
One platform.

Payment operations get fragmented when each part lives in a different system. ArcPay brings the whole operation into one place. Collect payments, track settlements, manage refunds and disputes, and reconcile against your ledger, all from inside the ERP. One platform. One workflow. One record your team can trust.

Built for businesses that
move money at scale.

Food & Beverage Distributors

For distributors collecting payments across route deliveries, recurring orders, and key accounts. ArcPay collects from inside the ERP, settles to the right account, and reconciles every payment to the right invoice.

3PL Providers

For third-party logistics providers billing across multiple clients, contracts, and service tiers. ArcPay collects against the right contract, settles to the right account, and reconciles every line item without manual work.

Retailers

For retailers running POS, online, and invoice-based payments across multiple channels. ArcPay routes every transaction to the lowest-fee provider and reconciles across stores, channels, and currencies in one ledger.

See how ArcPay runs payments inside your ERP, routes every transaction to the lowest fee, and makes every fee visible, all on one platform.